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chapter seven

Involuntary Bankruptcy

You are entitled by how to file personal bakruptcy law (Fair Credit Reporting Act) to a free copy of your credit cards. You will find that meeting with a credit counseling agencies you are looking at. After that, make a short list of possible agencies and contact each agency and interview them, get an exact [...]

Tax Debt

It’s not easy to eliminate debt, but if you work with a counselor to get out of debt, this should not be much of an issue, but you need to know these things prior to taking this step. Of course, when choosing a debt counseling and consolidation program, eliminating your unsecured debt should be top [...]

How long after a discharged Chapter 7 bankruptcy can I refinance?

Hi, The 2-year ARM on my home mortgage (two mortgages) expires August 2008 (home purchased August 2006). However, I filed a Chapter 7 bankruptcy in 2007 (discharged in July 2007). Will I be able to refinance this year? I’ve heard that Ch. 7′s are different from Ch. 13′s in terms of the refinancing waiting time.