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chapter 7 bankruptcy

What are the advantages of reaffirming a loan after chapter 7 bankruptcy?

If I can just continue the payments and it work out the same why would I keep the liability over my head.

POEYRY OYJ (POY1V)

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Can you reopen a discharged and closed bankruptcy?

My bankruptcy was discharged and closed in March of 2008. A couple months ago I found out I had a creditor still requesting money that I didn't know about, and was not present on my credit report when I first filed. I was wondering if I could reopen my chapter 7 that was discharged and [...]