We filed Capter 7 Bankruptcy and it was granted in February. We still have the house loan and car loan place calling us and also sending us statements. I figured it was an overlap in getting the message to their departmrents. is this normal?
Also, we gave up our boat and the lawyer said they had 30 days( from that date – Declared bankruptcy) to pick it up and they did not. Now it is April and we get a letter from the lawyer saying we still need to give up the boat in 30 days. We are confussed and dont understand what is going on?

we gave up the house the boat and the truck in the bakruptcy
I am in Indiana

Bankruptcy Chapter 7?

Bankruptcy Chapter 7? is a post from: Chapter 7 Bankruptcy Information

After you file chapter 7, are creditors still allow to harrass you by mail or calling on your job or contacting people that know you?
If no, should I contact my lawyer and sue them?

This is a state by state matter. It should be dealt with in banruptcy court. Chapter 7 is bankruptcy is when a company liquidates. I am not sure you mean Chapter 13.

Yep, you should.

If you have a lawyer he should have sent them all letters of your filing chapter 7. This should stop the calls ASAP. if it hasn't by all means call him ASAP as this is now illegal for them to do anymore. Unfortunately, I know this from similiar personal experiences. As soon as your lawyer contacted each creditor the calls should have stopped. That's not to say that thaey will all accept the chapter 7- some may try to contest it at your official hearing or anytime until the day it becomes final. (They usally don't though). They may try to work out a deal with you though before it goes through. A lot of them try to set up really good ways to pay them and then your credit with them is still good. However, even though they often reduce your total debt to pay off they'll want it in large sums which you probably don't have or you wouldn't be doing this in the 1st place,plus the attorney fees are very high and stressful alone. Good Luck!! Been there, Done that!!

Contacting your job and people you know is against the privacy law. They are not allowed to threaten you in any way when you do speak to them. You should contact a lawyer to see what your damages may be, and he also can help you to write letters to cease and desist to help stop them from the harassment.

no they cant bother you about things that you had resolved into the chapter 7 but other exsiting bills they can

If they have been told you are in Bankruptcy court they are not supposed to call you anymore. Be nice and just tell them to call your lawyer.

Chapter 7? – Yahoo! Answers is a post from: Chapter 7 Bankruptcy Information

When a Chapter 7 bankruptcy is filed, the court appoints a trustee whose job is to collect assets, turn them into cash, and use that to pay creditors. The pool of assets that can be reached by the trustee, called the “estate” is created on the day that the bankruptcy petition is filed with the court, and consists of everything the debtor owns as of that day. Bankruptcy courts have held that a tax refund, or a portion of it, can be an asset, even though you may not receive it (or even file your tax return) until well after the bankruptcy petition has been filed.

Most courts divide the tax refund in proportion to the point in the tax year when the case is filed. to make it simple, if you filed a bankruptcy petition on July 1, 2007, halfway through the year, 50% of your tax refund can become property of your bankruptcy estate. Obviously, if you file later in the year, that proportion will be greater. as another example, if you filed your petition in January of 2007, your entire tax refund for 2006 might become property of the bankruptcy estate. Note that I said “might”–there are other issues to consider, like any exemption you are entitled to claim, or whether your spouse has filed bankruptcy with you. The impact will depend upon those factors, and especially how you time your filing. and a little planning can go a long way.

Tax Time or NO Tax Time….? is a post from: Chapter 7 Bankruptcy Information

If I can just continue the payments and it work out the same why would I keep the liability over my head.

What are the advantages of reaffirming a loan after chapter 7 bankruptcy? is a post from: Chapter 7 Bankruptcy Information

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POEYRY OYJ (POY1V) is a post from: Chapter 7 Bankruptcy Information

My bankruptcy was discharged and closed in March of 2008. A couple months ago I found out I had a creditor still requesting money that I didn't know about, and was not present on my credit report when I first filed. I was wondering if I could reopen my chapter 7 that was discharged and closed (in Illinois)and put this creditor in it. I filed myself without an attorney, so I didn't know if this was possible.

Can you reopen a discharged and closed bankruptcy?

Can you reopen a discharged and closed bankruptcy? is a post from: Chapter 7 Bankruptcy Information

The company I had a purchase order with cashed my check a month and a half prior to announcing chapter 11. it has been almost three months since the check was cashed and I still have not received anything. I haven't been getting answers regarding my order nor refund.

I recently learned the company I placed an order with filed chapter 11. How can I get my money back?

I recently learned the company I placed an order with filed chapter 11. How can I get my money back? is a post from: Chapter 7 Bankruptcy Information