By Special to the Daily News Paying down debt is one of the most common New Year’s resolutions, and the tough economic times of the past few years have provided further motivation to reduce one’s debt. Being motivated is a good start, but to be successful, you must also have a plan to pay off [...]
I'm considering filing for chapter 7. Long story short, I went back to school, have damn near lost everything and gained $45K in student loans, $12K in credit card debt and a $60K mortgage and I can barely keep my head above water. There are other factors too, but I'm trying to get myself back [...]
Bewildered related to how to file for bankruptcy? Many people are. Probably you have heard about the Bankruptcy Abuse Prevention and Consumer Protection Act enacted in 2005. BAPCPA enforced many restrictions and requirements; making it substantially more difficult to file. Just before you arrive at the point of bankruptcy could you find another way maybe [...]